Guardian Life Insurance Limited has once again demonstrated its financial reliability and customer commitment by disbursing Tk 384.76 crore in insurance claims by the third quarter (Q3) of 2025, solidifying its position as one of Bangladesh’s most trusted and financially stable insurers.
The total claims include Tk 218.49 crore in death claims, Tk 144.54 crore in health claims, and Tk 21.73 crore under policy maturity and other settlements. Each payout reflects Guardian Life’s dedication to supporting customers and families at critical moments.
“Claim settlement is not just a transaction — it’s the moment our promise becomes real,” said Sheikh Rakibul Karim, FCA, Additional Managing Director and Acting CEO of Guardian Life. “We take immense pride in ensuring transparency, speed, and care in every claim we process. Our continuous investment in digital systems and governance reflects our commitment to reliability, efficiency, and customer trust.”
Founded through the shared vision of BRAC, Apex, and Square, Guardian Life aims to redefine the insurance experience in Bangladesh through innovation, integrity, and inclusion. Today, the company covers approximately 1.3 crore people, including employees of over 500 local and multinational organizations, through retail, group, microinsurance, digital, and bancassurance channels.
Guardian Life also leads as the country’s first and only 100% cashless insurer, ensuring all premium collections and claim settlements are conducted via secure digital and banking channels. This model provides complete transparency, accountability, and convenience, giving customers greater confidence and control over their financial transactions.
As it continues to expand and innovate, Guardian Life remains committed to protecting families, empowering communities, and driving Bangladesh’s insurance sector toward a smarter, more inclusive, and fully digital future.


